Privacy Policy
Effective Date: August 20,2024
Welcome to Native First Lending, LLC (“we”, “our”, “us”). We are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, nativefirstlending.com, apply for a loan, or use our services.
1. Information We Collect
We may collect the following types of information:
- Personal Information: Name, address, email address, phone number, Social Security number (or equivalent), income details, employment information, and other personal details necessary for processing your loan application.
- Financial Information: Bank account details, credit history, and other financial data relevant to your loan application.
- Usage Data: IP address, browser type, operating system, pages visited, and other usage data collected through cookies and similar technologies.
2. How We Use Your Information
We use your information for the following purposes:
- Loan Processing: To evaluate and process your loan application, including credit checks and verifying your financial information.
- Communication: To contact you regarding your application, provide updates, and respond to your inquiries.
- Personalization: To personalize your experience on our website and tailor our services to your needs.
- Analytics: To analyze website usage and improve our services.
- Legal Compliance: To comply with legal obligations and protect our rights and the rights of others.
- Collections: as needed.
- Legal Servicing: Servicing of any legal or collection matters, processes, and procedures appurtenant to loan.
3. How We Share Your Information
We may share your information in the following circumstances:
- With Service Providers: We may share your information with third-party service providers who assist us in operating our website, processing transactions, or providing customer support.
- For Legal Reasons: We may disclose your information to comply with legal requirements, respond to legal processes, or protect our rights and the rights of others.
- Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the transaction.
- Loan Sale: Should your loan be sold, all information associated with your loan may be transferred to Loan Purchaser.
4. Data Security
We implement reasonable security measures to protect your personal and financial information from unauthorized access, disclosure, alteration, and destruction. However, no data transmission over the internet or electronic storage method can be guaranteed to be 100% secure.
5. Your Choices
You have the following rights regarding your personal information:
- Access and Correction: You can request access to or correction of your personal information that we hold.
- Opt-Out: You may opt out of receiving marketing communications from us by following the unsubscribe instructions in those communications.
6. Cookies and Tracking Technologies
We use cookies and similar tracking technologies to collect and store information about your interactions with our website. You can manage your cookie preferences through your browser settings.
7. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review their privacy policies.
8. Children’s Privacy
Our services are not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that we have collected such information, we will take steps to delete it.
9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.
10. Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:
Native First Lending, LLC
1019 Second Street, San Fernando, CA 91340
info@nativefirstlending.com
(818) 403-6956